https://www.kevinmathews.com/loan-programs/commercial-loans2024-03-12 weekly https://www.kevinmathews.com/mortgage-information/frequently-asked-mortgage-questions2024-03-12 weekly https://www.kevinmathews.com/get-a-quote/purchase2024-03-12 weekly https://www.kevinmathews.com/ https://www.youtube.com/watch?v=BCwS48jzNGw&t=33s Estate Planning for your home; What you need to know Do you own a home? Then you need an estate plan—here’s why. In this episode of Home & Finance Insights, mortgage and real estate pro Kevin Mathews sits down with estate planning attorney Mauriah Conway (of Meisner, Ruggles & Thompson, Inc.) to explore the most important legal and financial strategies homeowners need to protect their home, family, and legacy. They cover: ✔️ The difference between a will and a trust ✔️ How to avoid probate (and why you definitely want to) ✔️ What happens to your property if you don’t have a plan ✔️ Important documents you should have in place by age 18 ✔️ Mistakes that lead to tax burdens, legal disputes, or lost assets ✔️ Estate planning for non-married couples and blended families ✔️ Real talk on costs, timelines, and why online templates can backfire Whether you’re a new homeowner, nearing retirement, or managing family property, this episode is packed with essential knowledge—and real-world examples—to help you make informed decisions. Chapters: 00:00 - Introduction: Why Estate Planning Matters for Homeowners 02:05 - Meet Mauriah Conway, Estate Planning Attorney 04:10 - What Happens to Your Home If You Don’t Have a Plan 06:20 - Wills vs. Trusts: Key Differences Explained 10:55 - Avoiding Probate: Why It’s So Important 15:40 - Common Estate Planning Mistakes Homeowners Make 18:30 - When Should You Start Estate Planning? 21:15 - What Documents Every Adult Should Have by Age 18 25:40 - Non-Married Couples, Blended Families & Property Rights 29:10 - Titling Your Home Properly: What to Watch Out For 32:45 - Using a Trust to Protect Real Estate Assets 36:50 - Life Events That Should Trigger an Estate Plan Update 40:10 - Estate Planning and Real Estate Taxes 45:25 - Why Online Estate Templates Can Be Risky 49:15 - How Much Does Estate Planning Cost? 51:10 - Final Thoughts & Where to Get Help 🔔 Subscribe to Home & Finance Insights for expert tips on homeownership, lending, insurance, and wealth-building. 📧 Contact Kevin: kevinmathews@empirehomeloans.com 📍 Guest Info: www.lawofficeinc.com | conway@lawofficeinc.com | (916) 920-5983 ⚖️ Disclaimer: This episode is for informational purposes only and does not constitute legal advice. Please consult your own attorney for personalized guidance. Notes: The process to move a primary residence to a beneficiary that is under $750,000.00 will be a Petition to determine Successor to Primary Residence See Judicial Counsel Form DE-310. The value of using an affidavit of personal property is that a gross estate must be below $208,850 if the decedent dies on or after April 1, 2025. See Judicial Counsel Form DE-300 HIPAA is short for the Health Insurance Portability and Accountability Act Kevin Mathews NMLS #234253. CA DRE #00884691. Empire Home Loans, Inc., NMLS ID#1839243, CA DRE# 02086593, CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional licensing information. The corporate office address is 4401 Hazel Ave., Ste. 135, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc. supports equal housing opportunity #EstatePlanning #Homeownership #TrustsAndWills #AvoidProbate #RealEstatePodcast #FinancialPlanning #HomeAndFinanceInsights https://i.ytimg.com/vi/BCwS48jzNGw/default.jpg 2024-03-13 weekly https://www.kevinmathews.com/loan-programs/construction-loans2024-03-12 weekly https://www.kevinmathews.com/applications2025-08-27 weekly https://www.kevinmathews.com/aboutus/customer-testimonials2025-08-27 weekly https://www.kevinmathews.com/mortgage-information/requested-documents2024-03-12 weekly https://www.kevinmathews.com/get-a-quote/refinance2025-08-27 weekly https://www.kevinmathews.com/loan-programs/conventional-loans2024-03-12 weekly https://www.kevinmathews.com/mortgage-information/loan-process2024-03-12 weekly https://www.kevinmathews.com/loan-programs2025-08-27 weekly https://www.kevinmathews.com/aboutus/meet-our-professionals2025-08-27 weekly https://www.kevinmathews.com/get-a-quote/first-time-home-buyers2025-08-27 weekly https://www.kevinmathews.com/loan-programs/dscr-loans2024-03-12 weekly https://www.kevinmathews.com/aboutus/our-partners2025-08-27 weekly https://www.kevinmathews.com/mortgage-information/calculators2024-03-12 weekly https://www.kevinmathews.com/get-a-quote/reverse-mortgages2025-08-27 weekly https://www.kevinmathews.com/loan-programs/fha-loans2024-03-12 weekly https://www.kevinmathews.com/mortgage-information/mortgage-glossary2024-03-12 weekly https://www.kevinmathews.com/aboutus2025-08-27 weekly https://www.kevinmathews.com/get-a-quote/va-loans2025-08-27 weekly https://www.kevinmathews.com/loan-programs/foreign-national-loans2025-08-27 weekly https://www.kevinmathews.com/mortgage-information/mortgage-news2024-03-12 weekly https://www.kevinmathews.com/get-a-quote2025-08-27 weekly https://www.kevinmathews.com/loan-programs/jumbo-loans2025-08-27 weekly https://www.kevinmathews.com/blog2025-08-27 weekly https://www.kevinmathews.com/loan-programs/non-qm-loans2025-08-27 weekly https://www.kevinmathews.com/contactus2025-08-27 weekly https://www.kevinmathews.com/loan-programs/refinance-loans2025-08-27 weekly https://www.kevinmathews.com/loan-programs/introduction-to-reverse-mortgages2025-08-27 weekly https://www.kevinmathews.com/licensing2025-08-27 weekly https://www.kevinmathews.com/loan-programs/usda-loans2025-08-27 weekly https://www.kevinmathews.com/privacy-policy2025-08-27 weekly https://www.kevinmathews.com/loan-programs/va-loans2025-08-27 weekly https://www.kevinmathews.com/site-map2025-08-27 weekly https://www.kevinmathews.com/accessibility-statement2025-08-27 weekly https://www.kevinmathews.com/texas-bankers-sml-consumer-notice2025-08-27 weekly https://www.kevinmathews.com/texas-brokers-sml-consumer-notice2025-08-27 weekly https://www.kevinmathews.com/ccpa-do-not-sell-my-personal-information2025-08-27 weekly https://www.kevinmathews.com/kevin 2025-08-28 weekly https://www.kevinmathews.com/blog/304632/selling-a-house-that-has-a-home-equity-loan 2026-03-31 weekly https://www.kevinmathews.com/blog/303583/purchasing-a-home/how-to-protect-yourself-from-common-mortgage-scams 2026-03-24 weekly https://www.kevinmathews.com/blog/302536/purchasing-a-home/buy-a-home-using-the-house-hacking-strategy 2026-03-17 weekly https://www.kevinmathews.com/blog/301486/credit/what-credit-score-do-you-need-to-buy-a-house-in-2026 2026-03-10 weekly https://www.kevinmathews.com/blog/300442/purchasing-a-home/mortgage-loans-for-self-employed-borrowers 2026-03-03 weekly https://www.kevinmathews.com/blog/299398/purchasing-a-home/using-a-heloc-to-buy-a-second-home 2026-02-24 weekly https://www.kevinmathews.com/blog/298351/refinancing-a-home/fha-refinancing-options-a-practical-guide-for-homeowners 2026-02-17 weekly https://www.kevinmathews.com/blog/297307/purchasing-a-home/airbnb-investing-what-investors-need-to-know 2026-02-10 weekly https://www.kevinmathews.com/blog/296382/va-loans/va-mortgage-rate-basics-explained 2026-02-05 weekly https://www.kevinmathews.com/blog/295202/purchasing-a-home/how-real-estate-tax-benefits-help-build-long-term-wealth 2026-01-27 weekly https://www.kevinmathews.com/blog/294141/refinancing-a-home/refinancing-an-adjustable-rate-mortgage-into-a-fixed-rate-loan 2026-01-20 weekly https://www.kevinmathews.com/blog/293086/purchasing-a-home/a-guide-to-buying-a-home-in-retirement 2026-01-13 weekly https://www.kevinmathews.com/blog/292028/refinancing-a-home/is-your-mortgage-payment-too-high-heres-how-to-lower-it 2026-01-06 weekly https://www.kevinmathews.com/blog/290963/purchasing-a-home/fha-compensating-factors-strengthening-your-loan-application 2025-12-30 weekly https://www.kevinmathews.com/blog/289893/merry-christmas 2025-12-23 weekly https://www.kevinmathews.com/blog/288821/using-a-heloc-to-pay-off-credit-card-debt-is-it-right-for-you 2025-12-16 weekly https://www.kevinmathews.com/blog/287750/purchasing-a-home/starter-home-vs-forever-home-making-the-right-choice 2025-12-09 weekly https://www.kevinmathews.com/blog/286677/purchasing-a-home/buying-a-property-with-existing-tenants 2025-12-02 weekly https://www.kevinmathews.com/blog/285602/va-loans/va-housing-grants-for-disabled-veterans-adapting-homes-for-independence 2025-11-25 weekly https://www.kevinmathews.com/blog/284515/va-loans/joint-va-loans-combining-forces-for-homeownership 2025-11-18 weekly https://www.kevinmathews.com/blog/283433/purchasing-a-home/will-home-prices-drop-understanding-real-estate-market-trends 2025-11-12 weekly https://www.kevinmathews.com/blog/282494/happy-veterans-day 2025-11-11 weekly https://www.kevinmathews.com/blog/281405/purchasing-a-home/is-a-30-year-mortgage-right-for-you 2025-11-04 weekly https://www.kevinmathews.com/blog/280370/purchasing-a-home/happy-halloween 2025-10-29 weekly https://www.kevinmathews.com/blog/279236/refinancing-a-home/is-now-the-right-time-for-a-home-equity-line-of-credit 2025-10-21 weekly https://www.kevinmathews.com/blog/278153/purchasing-a-home/the-first-time-homebuyers-complete-guide 2025-10-14 weekly https://www.kevinmathews.com/blog/277071/purchasing-a-home/understanding-mortgage-closing-costs 2025-10-07 weekly https://www.kevinmathews.com/blog/275991/va-loans/va-loans-your-qualification-guide 2025-09-30 weekly https://www.kevinmathews.com/blog/274912/purchasing-a-home/a-mortgage-tax-credit-that-could-save-you-2000-a-year 2025-09-23 weekly https://www.kevinmathews.com/blog/273829/interest-rates/does-refinancing-your-mortgage-make-sense 2025-09-16 weekly https://www.kevinmathews.com/blog/272750/purchasing-a-home/why-buying-a-duplex-makes-financial-sense 2025-09-09 weekly https://www.kevinmathews.com/blog/271677/purchasing-a-home/the-mortgage-spread-is-shrinking 2025-09-02 weekly https://www.kevinmathews.com/blog/270593/va-loans/tips-to-get-a-lower-rate-on-a-va-loan 2025-08-26 weekly https://www.kevinmathews.com/blog/269497/purchasing-a-home/force-placed-insurance-the-costly-mistake-every-homeowner-should-avoid 2025-08-19 weekly https://www.kevinmathews.com/blog/268410/purchasing-a-home/is-it-better-to-buy-or-rent 2025-08-12 weekly https://www.kevinmathews.com/blog/267333/purchasing-a-home/learn-more-about-home-renovation-loans 2025-08-05 weekly https://www.kevinmathews.com/blog/266252/purchasing-a-home/explaining-the-mortgage-contingency-clause 2025-07-29 weekly https://www.kevinmathews.com/blog/265160/purchasing-a-home/the-changing-tides-of-the-housing-market 2025-07-22 weekly https://www.kevinmathews.com/blog/264070/purchasing-a-home/dreaming-of-your-own-slice-of-paradise-vacation-home-buying-considerations 2025-07-15 weekly https://www.kevinmathews.com/blog/262983/refinancing-a-home/a-guide-to-using-a-home-equity-loan-for-an-investment-property 2025-07-08 weekly https://www.kevinmathews.com/blog/261897/va-loans/why-some-veterans-choose-conventional-loans-over-va-loans 2025-07-01 weekly https://www.kevinmathews.com/blog/260804/purchasing-a-home/the-mortgage-revolution-how-ai-is-shaking-things-up 2025-06-24 weekly https://www.kevinmathews.com/blog/259716/purchasing-a-home/whats-rent-vesting-and-can-it-help-me-become-a-homeowner 2025-06-18 weekly https://www.kevinmathews.com/blog/258624/purchasing-a-home/facing-foreclosure-heres-what-you-can-do-now 2025-06-10 weekly https://www.kevinmathews.com/blog/257538/interest-rates/should-you-hold-out-for-lower-interest-rates-before-buying-a-house 2025-06-03 weekly https://www.kevinmathews.com/blog/256582/purchasing-a-home/more-borrowers-are-putting-20-down-should-you 2025-05-29 weekly https://www.kevinmathews.com/blog/255624/purchasing-a-home/where-do-mortgage-lenders-get-funds-for-home-loans 2025-05-27 weekly https://www.kevinmathews.com/blog/254537/purchasing-a-home/what-are-the-financial-benefits-of-owning-a-home 2025-05-20 weekly https://www.kevinmathews.com/blog/253450/va-loans/understanding-va-loan-occupancy-requirements 2025-05-13 weekly https://www.kevinmathews.com/blog/252366/purchasing-a-home/why-you-should-definitely-do-a-pre-settlement-walkthrough 2025-05-06 weekly https://www.kevinmathews.com/blog/251269/purchasing-a-home/the-pros-and-cons-of-buying-a-historic-house 2025-04-29 weekly https://www.kevinmathews.com/blog/250182/interest-rates/5-tips-for-buying-a-home-when-interest-rates-are-high 2025-04-22 weekly https://www.kevinmathews.com/blog/249108/purchasing-a-home/why-hazard-insurance-matters-when-youre-buying-a-home 2025-04-15 weekly https://www.kevinmathews.com/blog/248039/purchasing-a-home/am-i-too-young-for-a-mortgage 2025-04-08 weekly https://www.kevinmathews.com/blog/246984/purchasing-a-home/the-pros-cons-of-buying-a-foreclosure 2025-04-01 weekly https://www.kevinmathews.com/blog/245912/va-loans/va-loans-your-top-questions-answered 2025-03-25 weekly https://www.kevinmathews.com/blog/244851/purchasing-a-home/how-to-challenge-a-low-home-appraisal 2025-03-18 weekly https://www.kevinmathews.com/blog/243787/purchasing-a-home/buying-a-house-dont-forget-about-schools 2025-03-11 weekly https://www.kevinmathews.com/blog/242728/purchasing-a-home/your-step-by-step-guide-to-the-homebuying-process 2025-03-04 weekly https://www.kevinmathews.com/blog/241669/purchasing-a-home/how-to-know-if-youre-ready-to-buy-a-home-key-considerations 2025-02-25 weekly https://www.kevinmathews.com/blog/240607/purchasing-a-home/5-ways-to-buy-a-home-with-no-down-payment 2025-02-18 weekly https://www.kevinmathews.com/blog/239551/purchasing-a-home/unlocking-the-power-of-home-equity 2025-02-12 weekly https://www.kevinmathews.com/blog/237436/purchasing-a-home/your-guide-to-saving-for-a-down-payment 2025-01-29 weekly https://www.kevinmathews.com/blog/236109/purchasing-a-home/why-your-credit-score-matters-when-buying-a-house 2025-01-14 weekly https://www.kevinmathews.com/blog/235068/unlock-your-homes-potential-with-a-fixed-rate-heloc 2025-01-07 weekly https://www.kevinmathews.com/blog/234034/purchasing-a-home/fha-gift-funds-unlocking-the-door-to-your-new-home 2024-12-31 weekly https://www.kevinmathews.com/blog/232990/wishing-your-family-a-wonderful-holiday-season 2024-12-24 weekly https://www.kevinmathews.com/blog/232080/purchasing-a-home/higher-loan-limits-for-2025-announced 2024-12-19 weekly https://www.kevinmathews.com/blog/231169/purchasing-a-home/non-qm-loans-flexible-home-financing-for-self-employed-investors 2024-12-17 weekly https://www.kevinmathews.com/blog/230133/purchasing-a-home/the-inside-scoop-on-the-top-5-mortgage-loan-types 2024-12-10 weekly https://www.kevinmathews.com/blog/228193/purchasing-a-home/how-long-is-a-mortgage-pre-approval-good-for 2024-12-03 weekly https://www.kevinmathews.com/blog/227154/purchasing-a-home/key-questions-to-ask-your-mortgage-lender 2024-11-26 weekly https://www.kevinmathews.com/blog/226106/purchasing-a-home/understanding-sales-price-vs-appraised-value-in-real-estate 2024-11-19 weekly https://www.kevinmathews.com/blog/225066/purchasing-a-home/preparing-for-your-first-mortgage-payment-key-details-to-know 2024-11-12 weekly https://www.kevinmathews.com/blog/224022/refinancing-a-home/is-fha-streamline-refinance-right-for-you 2024-11-05 weekly https://www.kevinmathews.com/blog/222988/purchasing-a-home/should-you-buy-a-condo-vacation-property 2024-10-29 weekly https://www.kevinmathews.com/blog/221949/purchasing-a-home/the-rise-of-single-women-homeowners-tips-for-navigating-the-journey 2024-10-22 weekly https://www.kevinmathews.com/blog/220915/purchasing-a-home/a-simple-guide-to-first-time-homebuyer-programs 2024-10-15 weekly https://www.kevinmathews.com/blog/219882/purchasing-a-home/how-self-employed-individuals-can-secure-a-mortgage-with-confidence 2024-10-08 weekly https://www.kevinmathews.com/blog/218843/va-loans/understanding-the-va-loan-how-many-times-can-you-use-it 2024-10-01 weekly https://www.kevinmathews.com/blog/217805/purchasing-a-home/understanding-mortgage-rates-a-guide-for-first-time-homebuyers 2024-09-24 weekly https://www.kevinmathews.com/blog/216764/refinancing-a-home/top-reasons-to-refinance-your-home-key-benefits-to-consider 2024-09-17 weekly https://www.kevinmathews.com/blog/215726/refinancing-a-home/refinance-your-home-even-if-you-have-limited-equity 2024-09-10 weekly https://www.kevinmathews.com/blog/214690/purchasing-a-home/a-strategic-approach-to-adjustable-rate-mortgages 2024-09-03 weekly https://www.kevinmathews.com/blog/213777/credit/home-equity-loans-vs-heloc-which-is-right-for-you 2024-08-29 weekly https://www.kevinmathews.com/blog/212860/purchasing-a-home/how-high-balance-loans-can-help-you-afford-a-home-in-expensive-markets 2024-08-27 weekly https://www.kevinmathews.com/blog/211810/va-loans/housing-assistance-programs-for-veterans 2024-08-20 weekly https://www.kevinmathews.com/blog/210779/refinancing-a-home/a-guide-to-freddie-mac-choicerenovation-loans 2024-08-13 weekly https://www.kevinmathews.com/blog/209743/va-loans/how-veterans-can-benefit-from-the-va-loan-streamline-refinance-irrrl 2024-08-06 weekly https://www.kevinmathews.com/blog/208714/refinancing-a-home/unlocking-real-estate-potential-with-helocs 2024-07-30 weekly https://www.kevinmathews.com/blog/207811/purchasing-a-home/shared-equity-vs-traditional-loans-whats-better-for-homebuyers 2024-07-25 weekly https://www.kevinmathews.com/blog/206649/purchasing-a-home/can-you-afford-to-buy-a-vacation-home 2024-07-16 weekly https://www.kevinmathews.com/blog/205617/purchasing-a-home/mortgage-options-for-single-parents 2024-07-09 weekly https://www.kevinmathews.com/blog/204589/purchasing-a-home/mortgage-co-signers-a-strategic-partnership-for-homebuyers 2024-07-02 weekly https://www.kevinmathews.com/blog/203560/purchasing-a-home/pros-and-cons-of-no-down-payment-loans 2024-06-25 weekly https://www.kevinmathews.com/blog/202535/purchasing-a-home/building-your-dream-home-the-essential-guide-to-construction-loans 2024-06-18 weekly https://www.kevinmathews.com/blog/201519/purchasing-a-home/how-to-pay-off-your-mortgage-faster 2024-06-11 weekly https://www.kevinmathews.com/blog/200500/va-loans/a-veterans-guide-to-home-loans-with-bad-credit 2024-06-04 weekly https://www.kevinmathews.com/blog/199479/purchasing-a-home/how-to-buy-a-home-after-bankruptcy 2024-05-28 weekly https://www.kevinmathews.com/blog/198457/purchasing-a-home/7-red-flags-for-second-home-buyers-and-how-to-avoid-them 2024-05-21 weekly https://www.kevinmathews.com/blog/197439/purchasing-a-home/your-guide-to-fha-loans-making-homeownership-attainable 2024-05-14 weekly https://www.kevinmathews.com/blog/196419/purchasing-a-home/what-is-title-insurance-and-why-do-i-have-to-pay-for-it 2024-05-07 weekly https://www.kevinmathews.com/blog/195401/purchasing-a-home/a-comprehensive-guide-to-protect-yourself-against-mortgage-fraud 2024-04-30 weekly https://www.kevinmathews.com/blog/194366/refinancing-a-home/the-importance-of-debt-consolidation-home-loans 2024-04-23 weekly https://www.kevinmathews.com/blog/193483/market-trends/interest-rates-and-the-housing-market 2024-04-23 weekly https://www.kevinmathews.com/blog/193334/purchasing-a-home/a-guide-to-buying-a-home-in-the-us-for-non-us-citizens 2024-04-16 weekly https://www.kevinmathews.com/blog/192311/purchasing-a-home/the-essential-role-of-mortgage-calculators-when-buying-a-home 2024-04-11 weekly https://www.kevinmathews.com/blog/191281/va-loans/what-closing-costs-and-fees-do-i-have-to-pay-with-a-va-loan 2024-04-11 weekly https://www.kevinmathews.com/blog/190258/should-i-sell-or-rent-my-home-when-i-move 2024-04-11 weekly https://www.kevinmathews.com/blog/189231/reverse-mortgages-the-good-and-the-bad 2024-04-11 weekly https://www.kevinmathews.com/blog/189230/pulling-credit-triggers-telemarketers 2024-04-11 weekly