Kevin Mathews

Mortgage Broker

NMLS: 234253

CA DRE: 00884691

530-401-3703

kevinmathews@empirehomeloans.com

Kevin Mathews Mortgage Broker

Blog

A Guide to Buying a Home in the U.S. for Non-U.S. Citizens

A Guide to Buying a Home in the U.S. for Non-U.S. Citizens

Navigating the process of buying a home in the United States can feel like figuring out a complex puzzle. For people from other countries, getting a mortgage can be tough but worth it. To succeed, you need to understand the ins and outs of the system. Und

Apr 16, 2024 | Purchasing a Home

The Essential Role of Mortgage Calculators when Buying a Home

The Essential Role of Mortgage Calculators when Buying a Home

Homeownership is the ultimate dream for many, representing not just financial security but also a healthier, happier life. However, this journey involves more than just picking the perfect house; it's about making mindful choices, understanding your finan

Apr 09, 2024 | Purchasing a Home

What Closing Costs and Fees Do I Have to Pay with a VA Loan?

What Closing Costs and Fees Do I Have to Pay with a VA Loan?

As you embark on the journey of acquiring a VA loan, the U.S. Department of Veterans Affairs (VA) bestows upon you a unique and potent financial instrument. VA loans are celebrated for their generous terms, such as minimal or even non-existent down paymen

Apr 02, 2024 | VA Loans

Should I Sell or Rent my Home when I move?

Should I Sell or Rent my Home when I move?

Embarking on the exciting adventure of relocating to a new city brings with it a cascade of decisions, and one of the most pivotal choices revolves around the fate of your current home. The question looms large: Should you rent it out or sell it? Each ave

Mar 26, 2024 |

Pulling Credit Triggers Telemarketers

Pulling Credit Triggers Telemarketers

Did you know that when your mortgage credit report is pulled from one of the big three credit agencies, (Transunion, Equifax or Experian), your personal contact information is sold to other lenders? The credit agencies that we unknowingly trust to keep ou

Mar 19, 2024 |

REVERSE MORTGAGES – The Good and the Bad

REVERSE MORTGAGES – The Good and the Bad

You have seen commercials with celebrities endorsing the merits of a reverse mortgage. If you are like me, you doubt that Tom Selleck or Henry Winkler have needed or utilized this type of loan. I would be very hesitant to put much faith in their recommend

Mar 19, 2024 |

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